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department of health and human services bemidji mnphoenix behavioral health services llc,department of health and human services bemidji mnDisclaimer. Individual and family medical and dental insurance plans are insured by Cigna Health and Life Insurance Company (CHLIC), Cigna HealthCare of Arizona, Inc., Cigna HealthCare of Illinois, Inc., and Cigna HealthCare of North Carolina, Inc. Group health insurance and health benefit plans are insured or administered by CHLIC, Connecticut .department of health and human services bemidji mndr gary j anthony nebraska health and human services,What is coinsurance and how does it affect my health insurance? A 20% coinsurance means your insurance company will pay for 80% of the total cost of the service, and you are responsible for paying the remaining 20%. Coinsurance can apply to office visits, special procedures, and medications.
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