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heartland health care center union sccontinue care health services,heartland health care center union scHow To Cancel Employer Health Insurance Contact HR: If you want to cancel your health insurance at work, speak to the colleague who handles employee benefits. .heartland health care center union scnewcastle college health and social care part time,The ACA states that employer healthcare plans must meet criteria for minimum value and affordability. In 2021, minimum affordability means the employee’s total contribution to the group health care plan must not exceed 9.83% of their annual household income. The ACA employer affordability calculation complicates opt-out arrangements.